Only The Strong Survive

Only The Strong Survive

It is common knowledge that mortgage volumes are down and that lenders are searching for ways to reduce their costs to originate. The strong M&A market is a direct illustration that the herd is being culled and may be a case for only the strong will survive. Over...
Following The Herd…

Following The Herd…

We got a recommendation recently for a book (below).  It speaks to the herd mentality, the one that purports a thought that there is safety in the herd.  We’re pretty sure that is a trueism in the animal kingdom.  We don’t live in the animal kingdom. As business...
The Risks Of Common Technology

The Risks Of Common Technology

I am sure most lenders saw the recent news that the CFPB may be penalizing Nationstar (Mr. Cooper) over possible RESPA and other regulations. We certainly feel sorry for any employees, customers or investors that were negatively impacted. Many lenders are still using...